Life's Stages

AGE 30-40

Getting Married

The financial considerations of a marriage don’t end when the honeymoon is over. There are other questions that arise from marriage that cannot be answered with a simple “I do”!

  • How will your lifestyle change now that you have joint incomes?
  • Are you both able to look forward to a financially secure retirement?
  • What plans do you have for starting a family, and how will your financial circumstances be affected as a result?
  • Will your house be big enough for you, and will you be able to afford to move?
  • How would you prefer your children to be educated?
AGE 30-40

Starting a Family

Most parents want the very best for their children. You may want to give your children an equivalent or better experience than your own.

This means making contingency plans in the event of a personal tragedy such as you or your partner dying when the children are still dependent upon you. This includes the writing of a will, and the regular reviewing of it.

Will your children be educated privately? If so, how do you propose to pay for the school fees? Do you expect them to attend university? Either way the costs can be substantial and need to be incorporated into your financial plan now.

AGE 30-40

Moving House

Most people move house at least once during their lifetime. You may be considering a move to a larger property to accommodate a growing family or the development of personal interests. It is most likely that you will need to review your financial arrangements at this time.

If you are downsizing, you may have surplus funds. You may need advice on these additional assets as you consider your short and long-term goals.

AGE 30-40

Starting a new Job

A new job will hopefully mean increased benefits and greater disposable income. This is the time to consider the implications of your new employment and review your financial objectives.

Your new job will have an effect on your plans for retirement, and this is undoubtedly a good time to meet with your Financial Planner.

AGE 30-40

Starting a Business

Whether you are a sole trader or a limited company, there is more to consider than books and accounts.

The protection of you, your family and your colleagues should be considered in the event of, for example, sickness or hospitalisation. You should revisit your retirement objectives and review your short term plans.

We can help

At Anderson Brown our team of qualified financial planners have years of experience and can help you plan to ensure that you and your family are financially secure now, and in the future.

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit The Financial Ombudsman.

Not into forms?

Call us on 01947 600 057 where one of our expert advisers will be happy to answer any of your questions.

Anderson Brown (Whitby) Ltd
Victoria House
7 Victoria Square
North Yorkshire
YO21 1EA

01947 600 057 Get directions