Life's Stages

AGE 40-50


A sudden windfall can cause a rush of blood to the head and before you know it the money has been blown! Take a step back and consider your options. Your Financial Planner will help you make wise choices as to whether this additional money should be used for your short term or long term goals and guide you through any complexities towards a secure future.

AGE 40-50

The Mid-life Crisis

The children have probably flown the nest, your earnings are at their peak and you have already bought the sports car or the motorbike!

With your disposable income so high, it is a good time to put a little extra away for the future. Take a fresh look at your long and short-term objectives and make contingency plans for the possibility that during retirement ill health may necessitate long-term care.

AGE 40-50


For many this is a time of emotional stress and self-doubt.

If you are made redundant you may well have a redundancy payment that needs to be used wisely. It could be that you will use your money to start up a business, or because you have found another job you are able to incorporate your redundancy money into your plans for the future.

A Financial Planner can help you emerge out of your likely state of confusion with a concrete action plan.

AGE 40-50

Early Retirement

Early retirement for some means a voluntary and happy decision to leave behind the world of paid work and commence a life of leisure as soon as financially possible. For others, early retirement is forced on them by altogether less pleasant circumstances, by their employer making cuts and looking for “volunteers” of a certain age, or perhaps through ill health. Whatever your situation now, successful retirement depends almost entirely on successful planning through your working life, particularly if your retirement starts earlier than expected. If you’re fifty-something and have woken up on Monday morning with a suddenly-inflated bank balance but without a job to go to, your financial plans now need close attention!

AGE 40-50


Sadly it may happen that you and your partner will divorce. At this time you will naturally take legal advice, but it is also a time to take advice from your Financial Planner. Together you will consider all your financial affairs as you re-assess your plans and aspirations for the future.

AGE 40-50

Injury or Illness

If you are injured or fall ill, how will you support your family and pay for the additional care requirements? With your Financial Planner you can discuss how to provide your family with adequate cover during illness.

We can help

At Anderson Brown our team of qualified financial planners have years of experience and can help you plan to ensure that you and your family are financially secure now, and in the future.

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit The Financial Ombudsman.

Not into forms?

Call us on 01947 600 057 where one of our expert advisers will be happy to answer any of your questions.

Anderson Brown (Whitby) Ltd
Victoria House
7 Victoria Square
North Yorkshire
YO21 1EA

01947 600 057 Get directions